What is cruise cover insurance?
Cruise travel insurance includes cover for any cruise-related issues that might surface during your trip. It’s a sensible investment, not least because cruise holidays aren’t cheap!
In fact, there’s simply no getting away from the fact that cruises are different from the usual family holiday. That’s why cruise cover is available to ensure you’re protected accordingly should you ever end up out of pocket.
The good news is that we can help you get started - so you have peace of mind before you cast off.
Not only do we help you find a variety of cruise travel insurance providers, we can also help you compare quotes so you have the freedom to shop around.
Our price comparison tool takes away the faff of jumping from website to website - so why not hop aboard our hassle free service service and get covered today?
What does cruise insurance cover?
A cruise holiday is one of the most thrilling adventures you could embark on - which is why thousands of UK tourists set sail on cruises all over the globe each year.
That being said, if you take a moment to think about the different activities and risks associated with cruise holidays, you soon begin to build a picture in your mind as to what cruise travel insurance might include.
As mentioned above, cruise holidays are expensive - and when you’re sailing from port to port, it’s probably easier than you think to miss departures or experience some form of delay or interruption.
In which case, you’d need enhanced cover for things like cancellation and curtailment, for starters. You might also be able to claim for issues that arise from a sudden change of itinerary if your insurance provider offers cover for things like unused excursions or activities.
And, what happens if you fall ill aboard the ship?
You could claim reimbursement for cabin confinement if the ship’s medical officer confines you to your cabin for medical reasons.
In more extreme circumstances, it’s not easy to get you to the nearest hospital if you’re floating in the middle of the ocean - which is why medical repatriation is also an important part of cruise cover.
Things to consider when looking for cruise insurance
If you’ve already booked a cruise, there are a few things you’ll want to bear in mind before getting covered.
- First and foremost, it’s wise to have a thorough check through your itinerary. Know exactly where the ship stops off and which countries you’ll need cover for.
- If it’s a round-the-world trip - make sure you know exactly how long you need to be covered for.
- Make sure you tell your provider about any pre-existing medical conditions you have to ensure you’re fully covered.
- Make sure the cost of any pre-booked excursions are covered before you buy insurance.
- Believe it or not, bookmarking this page in your web browser is also a good start. That way you can refer back to this page to check what a specialist policy including cruise insurance should cover. The last thing you want to do is underinsure your cruise.
Getting the best cruise insurance quotes
Gathering a number of cruise travel insurance quotes from different providers can be a hassle - wasting precious planning time for each port!
However, time isn’t an issue when you compare quotes with us.
As far as we’re concerned, getting covered should be quick and easy - giving you the best opportunity to compare quotes and shop around as you see fit.
When it comes to cruise travel insurance specifically, we can help you find cover across a range of recognised and reputable providers.
This stage enables us to find out a little more about you and your trip - from your destinations to dates of travel.
Once completed, we’ll provide you with a list of quotes based on your exact needs. You’ll have a selection of policies to choose from and you can complete the purchase there and then.
It’s that simple.
We would always recommend taking the time to read through your policy documents to make sure you’re 100% happy before you set sail.
If that all sounds straightforward enough, then you’re ready to get started with cruise travel insurance quotes today!
Looking for a quote? Find your perfect policy
If we're unable to help you find cover for a pre-existing medical condition, the Money and Pensions Service (MaPs) have launched a new directory listing companies that may be able to assist you. You can find out more information here.