All About Travel Insurance

What is travel insurance?

Let’s face it, as much as we all love our holidays, you can’t always predict if there will be a few bumps in the road along the way - which is why travel insurance always comes in handy. First thing’s first - travel insurance is there to protect you. It’s about ensuring that you’re covered against those bumps in the road as and when they happen. Just like any other type of insurance, it’s a necessary precaution you can call upon when you need it.

Travel insurance is your friend. And, as a good friend should - it’s got your back if you’re ever in need. As far as getting your hands on a policy, you’ll probably find it fairly easy to get a simple travel insurance quote online. That said, with bucket loads of different providers to choose from, shopping around can be a time consuming process - especially when you’ve got a bunch of more important things further up your holiday to-do list.

We’re here to take the faff out of getting travel insurance. Enabling you to compare travel insurance quotes in a quick and easy fashion - all in one place. But, before you take the plunge, it’s important to understand why travel insurance is so important…

Why do you need travel insurance?

Unless you’re a frequent jetsetter, holidays don’t come around often. So, when they do - it’s important to make the most of it. Your holiday is an investment. Your getaway ticket might have taken you an entire year to save up for. It’s not just a financial investment, either - it’s emotional.

You’re making memories along the way, and the last thing you need is a few minor mishaps to spoil those precious memories forever. For example, let’s say you get sick abroad. Yes, it’s a far from ideal situation - especially when you consider the cost of receiving medical treatment overseas. But, with a suitable travel insurance policy to cover those medical expenses, the situation becomes a lot less turbulent and traumatic for everyone involved. At the very least, if you know that you’re covered - you have the peace of mind to enjoy your trip as always intended. You can sit back, relax and have fun - without any niggling worries in the back of your mind.

Holidays are there to be enjoyed. And, that’s why holiday insurance is so important! It’s also why we do things the way that we do - taking as much of the hassle away from your holiday preparation as we possibly can.

What does travel insurance cover?

Here’s some friendly advice.

When it comes to coverage - there’s a few things to look out for.

Cancellation and Delay: Although unlikely in most cases, your holiday getting cancelled for reasons beyond your control comes at a cost - and most travel insurance policies should cover you for the trouble.

Medical Expenses and Repatriation: Again, medical treatment can be particularly expensive in certain countries. The price of medical repatriation back to your country of origin isn’t exactly cheap, either.

Lost, or Stolen Personal Belongings: This is obviously a massive inconvenience - especially when you’re abroad. Coverage for your personal items is simply a must.

Personal Liability: Accidents can happen - especially when you’re in holiday mode. This covers you for any accidental damage or injury caused.

The thing to keep in mind, is that each of the different types of coverage will have their own limits. Basically, lots of different factors are at play here - from the type of holiday, to the duration of the trip itself. These all have a bearing on the cost of any given policy. When you compare travel insurance online, it’s important to check these properly to ensure you’re getting the most sufficient level of cover.

Getting the best travel insurance policy

When it comes to getting the best travel insurance, you’ve certainly come to the right place. We’re an independent service committed to helping you find the right policy to suit you. Working with recognised and reputable travel insurance providers - we compare cover, so that you don’t have to!

Gone are the days of trawling the internet to find the best deals. Here you can access them all in one place. And, you can get it done and dusted in a matter of minutes. But before you get stuck in, it’s important to bear in mind that a cheap travel insurance policy might not always provide the best cover - so, be sure to do your due diligence when browsing through holiday insurance quotes. Always spare some time to have a little think about the best type of cover to suit your needs.

Single Trip Travel Insurance: This covers you for a single trip to one or more destination over a certain period of time.

Annual Multi-Trip Travel Insurance: This covers you for multiple trips over the course of a year - and if you go away frequently - it could work out cheaper.

Worldwide Travel Insurance: Travel to multiple countries and still be covered.

Long-Stay Travel Insurance: This covers you abroad over a longer period of time than a single trip policy.

Looking for a quote? Find your perfect policy

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If we're unable to help you find cover for a pre-existing medical condition, the Money and Pensions Service (MaPs) have launched a new directory listing companies that may be able to assist you. You can find out more information here.